Financial Implications (Interest & Finance Charges)

LoanJet is not a lender, so we cannot predict the fees and interest rates that will be applied to any loan you may receive. Your lender will provide all relevant details regarding the associated costs of the loan they propose to offer you. It’s your responsibility to carefully review the loan agreement and accept the offer only if you agree to all terms. LoanJet does not charge fees for its loan matching service, and you are not obligated to accept the terms presented by the lender.

Late Or Non-Payment Implications

By agreeing to the terms and conditions for a personal loan, you are essentially committing to repay the loan both with interest and within the specified timeframe outlined in the loan agreement. Typically, failing to repay the loan in full or making a late payment can lead to additional charges. LoanJet.com cannot anticipate or estimate the additional charges that may arise in the event of late, partial, or non-payment. Furthermore, LoanJet.com has no control or insight into the loan agreements or details between you and your lender.

Please make sure to carefully review the late, partial, and non-payment policies outlined by your lender in your loan agreement. LoanJet.com actively partners with reputable and trustworthy lenders who handle past-due loan accounts fairly and reasonably.

Potential Impact to Credit Score

Our lenders may conduct credit checks to evaluate your creditworthiness, credit standing, and/or credit capacity. By submitting your request, you agree to our lenders verifying your personal information and checking your credit. Please note that failing to make a payment or making a late payment can negatively impact your credit score.

Collection Practices

LoanJet.com is not a lender, and thus, we are not involved in the debt collection process. The lender will disclose their debt collection practices as part of the lending agreement provided to you. If you have any questions regarding collections, please reach out to the lender for comprehensive details. LoanJet.com exclusively collaborates with reputable lenders who adhere to fair collection practices.

Legal Disclaimer: LoanJet.com acts as a platform connecting borrowers with lenders or lending partners, meaning that the specific terms and conditions of the lender or lending partner will apply to any loan a borrower obtains. We receive compensation from these lenders or lending partners for facilitating the connection, and the compensation received may influence the offers presented to you. Any displayed APR, loan amounts, interest rates, or other loan details are estimations only, and actual amounts will vary depending on the lender or lending partner and the borrower. It’s important to note that some lenders or lending partners may conduct credit checks as part of their approval process. Additionally, borrowers should always compare all available options before making any decisions, as the lender or lending partner you connect with may not offer the most favorable terms. Furthermore, you may be connected with a tribal lender, whose rates and fees may differ from those of state-licensed lenders and are subject to federal and tribal laws, rather than state laws. It’s crucial to understand that the owners and operators of this website are not lenders, brokers, or decision-makers regarding loans or credit. This website does not broker loans, make lending decisions, or endorse any particular service or product. Any information you provide on this site will be shared with a lender or lending partner. The operator of this website is not an agent, representative, or broker of any lender or lending partner and does not charge you for any services or products.

Availability: Each state has its own set of regulations governing personal loan lenders. Therefore, your loan amount, APR, and repayment term will vary depending on factors such as your creditworthiness, state of residence, and the specific lender or lending partner you choose.

Material Disclosure: The operator of this website does not act as a lender, loan broker, or agent for any lender or loan broker. This website does not constitute an offer of credit or a solicitation to lend. We are not affiliated with any lender; rather, we serve as an advertising referral service for lenders that may offer loans ranging from $250 to $3000. There is no fee associated with using our services. When you submit a loan request on this website, it will be shared with one or more lenders. However, there is no guarantee that you will be connected with a lender, that your loan request will be approved, or that you will be offered the requested loan amount. Lenders may conduct a credit check to assess your creditworthiness or verify your information. Any compensation we receive is provided by lenders and other advertising partners solely for the advertising services rendered. It’s important to note that short-term, small-dollar loans should not be relied upon as a long-term solution to financial difficulties.

Loan Renewal Policies

Loan renewal options may not always be available, so it’s advisable to confirm with your lender whether this option is offered. Before signing any documents, it’s important to thoroughly read and understand the renewal policy outlined in the agreement.

Footnotes

(*) On average, it takes approximately three minutes to finalize the online loan offer process, input your information, and obtain a decision on the loan offer, provided you are approved.

(**) Once approved, your cash could be dispatched within 15 minutes. The duration for the cash to reflect in your account will hinge on your bank’s policies and procedures.

(***) Although certain providers may promote rates between 4.95% and 35.99% APR, it’s crucial to recognize that these lower rates are usually offered to select customers. Moreover, the repayment terms outlined are specifically applicable to closed-end loan products and may not encompass all loan products accessible within our network.